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mortgage calculator

Estimate financing exposure, repayment obligations, upfront acquisition costs, and mortgage-related fees associated with purchasing property in Dubai.


This calculator is designed to provide a clearer overview of the financial commitment involved in a leveraged acquisition, including estimated monthly repayments, down payment requirements, Dubai Land Department mortgage registration costs, and standard banking charges.


Figures are indicative only and may vary depending on borrower profile, residency status, bank approval, interest structure, and final lending terms. For tailored financing guidance or introductions to approved mortgage partners, contact Habitare directly.

Mortgage calculator

Estimate financing exposure, repayment obligations, upfront acquisition costs, and mortgage-related fees associated with

purchasing property in Dubai.


This calculator is designed to provide a clearer overview of the financial commitment involved in a leveraged acquisition, including estimated monthly repayments, down payment requirements, Dubai Land Department mortgage registration costs,

and standard banking charges.


Figures are indicative only and may vary depending on borrower profile, residency status, bank approval, interest structure, and final lending terms. For tailored financing guidance or introductions to approved mortgage partners, contact Habitare directly.

1,000,000
0200,000,000
Purchase price AED
30
0100
Percentage of the property value financed by the bank.

UAE Resident: up to 80% | Additional Property: Circa 60%-70% | Non-Resident: Circa 50%-60%
2.5%
1%15%
Fixed rates: typically 3.99%-5.49%

Variable rates: typically EIBOR + 1.5%-2.5%

Non-resident financing generally priced higher.

30 years
5 years 40 years
Most UAE mortgage terms range between 15-25 years, subject to borrower age, profile, and bank approval.
1%
0%2%
Usually 0.5% - 1.0% of loan amount + VAT.
3,000 AED
Typical bank valuation fee.
290 AED
Dubai Land Department administrative charge associated with mortgage registration processing.
Loan Amount
300,000.00 AED300,000.00 AED
Monthly Payment
1,185 AED1,185 AED
This is an approximate monthly repayment amount for your mortgage based on the given inputs.
Total Interest Cost
126,731 AED126,731 AED
This is the total interest you would pay over the entire loan period.
Mortgage Registration Fee
1,040.00 AED1,040.00 AED
Calculated at 0.25% of the financed amount, plus applicable administrative charges.
Bank Processing Fee
3,150.00 AED3,150.00 AED
Total Mortgage Setup Costs
7,480.00 AED7,480.00 AED
Down Payment
700,000.00 AED700,000.00 AED
Estimated Upfront Capital
747,480.00 AED747,480.00 AED
Includes estimated down payment, DLD transfer fees, and standard mortgage setup costs.
Total Repayment Amount
426,730.57 AED426,730.57 AED
Estimated Total Property Cost
1,007,480.00 AED1,007,480.00 AED
Need more information?
Get in touch with our team and we can connect your with our approved mortgage and finance partners to guide you through the process.

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